.terms-main{min-height:calc(100vh - 140px);padding:42px 0 64px;background:linear-gradient(180deg,#f6f9fd 0,#eef4fb 100%)}
.terms-shell{max-width:1100px}
.terms-hero,.terms-summary,.terms-index,.terms-document,.terms-accept{background:#fff;border:1px solid #dde6f0;border-radius:18px;box-shadow:0 12px 34px rgba(15,35,70,.055)}
.terms-hero{padding:34px;margin-bottom:18px}
.terms-eyebrow{display:inline-block;color:#0f63e8;font-size:12px;font-weight:900;letter-spacing:.12em;text-transform:uppercase}
.terms-hero h1{font-size:clamp(36px,5vw,52px);line-height:1.05;letter-spacing:-1.4px;color:#102a52;margin:8px 0 13px}
.terms-hero>p{max-width:850px;color:#566c88;font-size:17px;line-height:1.7;margin:0}
.terms-hero>small{display:block;margin-top:15px;color:#75869a}
.terms-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:23px}
.terms-summary{padding:26px;margin-bottom:18px}
.terms-summary h2{font-size:22px;color:#102a52;margin:0 0 14px}
.terms-summary-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.terms-summary-grid>div{display:flex;gap:10px;padding:13px 14px;background:#f4f8fd;border-radius:12px}
.terms-summary-grid span{color:#14743d;font-weight:900}
.terms-summary-grid p{margin:0;color:#536987;line-height:1.55}
.terms-index{display:flex;flex-wrap:wrap;gap:8px;padding:18px;margin-bottom:18px}
.terms-index a{display:inline-flex;padding:8px 10px;border-radius:9px;background:#f3f7fc;color:#294463;font-size:12px;font-weight:800}
.terms-index a:hover{background:#e8f1fd;color:#0f63e8}
.terms-document{padding:28px}
.terms-section{scroll-margin-top:100px}
.terms-section+.terms-section{border-top:1px solid #e8eef5;margin-top:24px;padding-top:24px}
.terms-section h2{font-size:21px;color:#102a52;margin:0 0 12px}
.terms-section p{margin:0;color:#566c88;line-height:1.72}
.terms-section p+p{margin-top:10px}
.terms-accept{display:flex;align-items:flex-start;gap:12px;margin-top:18px;padding:18px 20px;background:#f3f8ff}
.terms-accept>span{color:#14743d;font-size:22px;font-weight:900}
.terms-accept p{margin:0;color:#49617e;line-height:1.55;font-weight:650}
@media(max-width:760px){.terms-main{padding:28px 0 44px}.terms-summary-grid{grid-template-columns:1fr}.terms-hero,.terms-summary,.terms-index,.terms-document,.terms-accept{border-radius:15px}.terms-hero,.terms-document{padding:22px}.terms-actions .btn{width:100%;justify-content:center;text-align:center}.terms-index{max-height:260px;overflow:auto}}